Get the Right Debt Solution for You

Debt problems stem from a wide range of causes and affect people in many different circumstances. That is why at Moneyworries we offer a range of debt help solutions tailored to suit your particular financial circumstances. Our advisors are on hand to decide the best debt solution that meets your needs and get you on the road to being debt free.

Our Debt Management Plan

Our Debt Management Plan is specifically designed to help you resolve your current financial problems in the simplest and quickest way possible. We manage all of your unsecured debts, deal with all creditor correspondence, give you your own Personal Liaison Officer who will advise and guide you, and also arrange for you one affordable monthly payment which we distribute to your creditors on your behalf.
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Individual Voluntary Arrangements (IVA)

IVA stands for an Individual Voluntary Arrangement and it is a legally binding arrangement between you ("the debtor"), and your creditor (the company to whom you are in debt). The intention of an IVA is to reach a compromise with your creditor in order for you to avoid bankruptcy and for your creditors to recoup more of the debt than they would be able to if you were declared bankrupt.
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Trust Deeds

Trust Deeds are the Scottish equivalent to the IVA that is available in England and Wales. A Trust Deed is a way of reaching agreement with your creditors if you are unable to meet the minimum payments on outstanding debts.
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Free Credit Rating

When applying for a loan, credit card, mortgage or even just a mobile phone on a contract, lenders use a credit scoring (or credit rating) system to determine your eligibility for credit and the likelihood of you paying your bills/debts in a timely fashion. Your credit score takes into account several factors, good and bad, within your credit history including late and missed payments, CCJs, Bankruptcies, employment status etc.
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Home Repossessions / Evictions

If you are about to lose your home due to mortgage or rent arrears visit our Home Repossessions page on or call us immediately as we could save your home for you. We have helped to save hundreds of homes from being repossessed already... Read more about Home Repossessions...

Call us today and let us help you get debt free.